Owning a bike is a great convenience, but it also comes with responsibilities, including keeping your insurance up to date. A lapse in coverage can lead to legal troubles and financial losses. That’s why it’s essential to perform a bike insurance validity check periodically.
Why Is It Important to Check Your Bike Insurance Validity?
Here are some key reasons:
- Avoid Legal Penalties
Riding without valid insurance is a punishable offense. Regularly checking your insurance validity ensures you stay compliant with the law. - Continuous Coverage
A lapse in insurance means you’re unprotected against accidents or theft. A quick bike insurance validity check helps you renew your policy on time. - Peace of Mind
Knowing your insurance is valid allows you to ride confidently, without worrying about financial liabilities in case of an emergency.
How to Check Your Bike Insurance Validity?
- Via Insurer’s Website or App
Log in to your insurer’s portal using your policy number. You’ll find the current status of your policy, including its expiry date. - Using VAHAN Portal
The government’s VAHAN portal allows you to check your insurance status by entering your vehicle registration number. - Through SMS or Email Alerts
Many insurers send reminders about policy expiry. Keep an eye on these notifications to stay updated.
What to Do If Your Insurance Has Expired?
If you discover that your insurance has lapsed, renew it immediately to avoid penalties and ensure uninterrupted coverage. Most insurers offer a grace period, but it’s best not to rely on it.
Conclusion
Performing a regular bike insurance validity check is a small step that can save you from significant headaches. Stay proactive, keep your policy updated, and enjoy your rides with complete peace of mind.
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